Privacy Notice — global-risk.biz

Last updated: 20 October 2026

 

1. Who we are Global Risk Services SARL, 14 Rue de Notre Dame de Lorete, 98000 Monaco, is the controller of the personal data collected through this website. Contact: nirw@global-risk.biz.

 

2. What we collect and why When you use our contact form we collect your name, email address, phone number (optional) and your message. We use them only to answer your enquiry and, if you wish, to discuss our services with you. We do not use them for marketing and do not sell or share them for anyone else’s marketing.

 

3. Legal basis We process this data to take steps you have requested before a possible engagement (Article 5(3) of Monaco Law No. 1.565 of 3 December 2024) and in our legitimate interest in replying to business enquiries (Article 5(6)).

 

4. Required and optional fields Name, email and message are needed for us to reply; without them we cannot answer your enquiry. Phone is optional.

 

5. Who receives your data Your message is sent by email to Nir Witkowski, founding partner, in Monaco. It also passes through our website host, HostGator US, and our email provider, Microsoft, US, which act as our processors.

We do not send your data outside Monaco, except to the extent our host or email provider named above is located abroad.

 

6. How long we keep it We keep contact-form messages for 12 months from receipt, then delete them, unless your enquiry leads to an engagement, in which case the correspondence becomes part of the client file.

 

7. Your rights You may ask us for access to your data, its rectification or erasure, restriction of its processing, or its portability, and you may object to its processing. Where processing is based on consent, you may withdraw consent at any time without affecting processing already carried out. Write to nirw@global-risk.biz; we reply within one month.

 

8. Complaints You may lodge a complaint with the Autorité de Protection des Données Personnelles (APDP), 11 rue du Gabian, 98000 Monaco, www.apdp.mc.

 

9. Cookies This website does not use cookies or similar trackers, and does not use analytics or advertising tools. Fonts are served from our own server.

 

10. Changes We may update this notice; the date at the top shows the latest version.

© 2024 Global Risk Services. All Rights Reserved. VAT FR42000105352 | Privacy Policy

Nir Witkowski MBA, LLM

Founding Partner

Nir is passionate about bringing value to his clients, solving complex situations and being a partner in their success. For over 25 years, he has developed a unique methodology to bridge the gaps between the needs of corporate organizations and the available solutions offered by the insurance world.
Nir always looks for the angle where risk transfer can be done more economically and with higher efficiency. By being involved in his clients’ key corporate decisions, he acquires deep understandings into their strategic and operational risks and accordingly works out tailored innovative solutions that often exceed his client’s expectations.
Nir has forged long-standing business relationships with market leaders from the London, Continental and the US insurance markets, lawyers, auditors and other risk management experts.
Nir is a member of risk societies and participates in conferences and symposia around the world. Nir is an audiophile and into all things aviation (ex military air traffic control and private pilot).

Liraz Gesser-Topper LLB

Founding Partner

Liraz achieves excellent results for her clients, dealing with all key insurance policies that a multi-national company needs. Liraz has deep expertise and full commitment to advocating on her client’s behalf. Through her detailed exposure analysis, she acts as an extension of her client’s team to gain a deep understanding of their business which allows her to zero in on their distinctive risks and tailor an appropriate business insurance solution that empowers them to make informed decisions.
She is known to be extremely proficient and meticulous in turning insurance cover abstracts into a policy wording, using her many years of experience in creating bespoke insurance contracts fitted for her clients needs. She goes the extra mile in achieving the broadest form of coverage in any given situations.
By keeping continually abreast of innovation in the insurance market, she brings value to clients, helping them set their insurance strategy, compare bids and recommend best course of action. This has led to substantial savings for her clients and reduced their risk profile.

Liraz is a member of the Israeli Bar, and a member of PLUS.